Karen Stearns

NMLS ID#: 646281

How Can I Help You?

I view the loan interview process as an opportunity to explore your financial needs and help you choose the mortgage product that will be best for you.

I specialize in providing professional and efficient mortgage service, in an effort to help people attain their goal of home ownership. I enjoy helping people reach their financial goals. Whether they are buying their first home or putting on an addition, I work to tailor our mortgage products to best fit the needs of each customer.

During the loan and interview process, I work to ensure borrowers understand the mortgage products and services available to them so an informed decision can be made. I am always available to answer questions, explain paperwork, and make the closing process easier.

Want to build your dream home? Whether you are working with a builder or acting as your own general contractor, I can guide you through the financial side of this process. Looking for low downpayment options? Ask me about our 10/1 and 7/1 mortgages! Shopping for Jumbo loans? I can help you choose from a variety of fixed and adjustable rate products with competitive rates and fees. Need it quick? For most borrowers, I can give you a pre-approval or commitment letter on the day you apply!

A Little About Me

I joined the Chelsea Groton team in 1996 and since then, I’ve been helping customers in Connecticut and Rhode Island attain their financial goals. 

I am actively involved in the community, serving as an Associate Member of the Eastern Connecticut Chamber of Commerce, an Associate Member of Home Builders and Remodelers Association of Eastern Connecticut, and an Associate member of Eastern Connecticut Realtors Association. I am also a member of the St. Sophia Greek Orthodox Church Endowment Foundation Board.

I reside in Waterford, CT.