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Conventional mortgages, incredible service

If you’re purchasing or refinancing a home, consider our mortgage options with various term lengths. We offer mortgages for primary residence, second homes, seasonal homes and even some investment properties. Let’s discuss what’s right for you. 

I wanted to thank you for all your work and support in helping us purchase our first home. I cannot express how happy and blessed I was to have you as my power team…you’ve made us the happiest couple in the world right now.
– Jennifer

Already started? Complete your application.

Fixed Rate Mortgage — Once you lock in an interest rate, your mortgage rate will remain the same throughout the duration of the home loan. Since payments will be consistent each month, a homeowner can budget around this fixed cost. Terms of 8, 15, 20 and 30 years are available. Need a different term-length? Let’s talk. We offer an option to pay biweekly too.

Adjustable Rate Mortgages (ARM) — Looking for lower payments for a fixed number of years? If you don’t intend to hold your mortgage for the long term, anticipate a potential drop in income or expect liabilities to shrink over the life of your loan, an ARM might be the right vehicle for you. Featuring lower interest rates for a fixed period, Chelsea Groton ARMs are available for fixed periods of 1, 3, 5, 7 and 10 years. 

Get a mortgage pre-approval by contacting one of our experienced mortgage lenders.

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Ready to buy or refinance?

If you’re ready to get a mortgage or refinance, you can apply online, or come into any branch or reach out to any mortgage lender on our Residential Lending Team, below.

Residential Lending Team

Marta Amor-Baker
Marta Amor-Baker

AS, Mortgage Specialist

(860) 448-4879
John Cassata, Mortgage Specialist in Residential Lending
John Cassata

Mortgage Specialist

(860) 572-4044
Beth Glynn
Beth Glynn

VP, Mortgage Specialist

(860) 448-4177
Jamie Goulas
Jamie Goulas

AS, Mortgage Specialist

(860) 823-4811
Headshot of Michele Magowan in Residential Lending
Michele Magowan

AT, Mortgage Specialist

(860) 448-4175
Melissa Raffanello
Melissa Raffanello

Mortgage Specialist

(860) 934-1306
Rick Turner
Richard “Rick” Turner

AVP, Mortgage Specialist

(860) 823-4846
Luann Vinson
Luann Vinson

Mortgage Specialist

(860) 934-1302
Headshot of Matthew Morrell
Matthew Morrell

FVP, Retail Lending Sales Manager

(860) 448-4167